Financial Services
Built on Trust
A Christian microfinance institution serving individuals, families, cooperatives, and faith institutions across Rwanda. Community banking since 2006.
2006
Est.
7
Branches
0.44%
NPL Ratio
12%
Tier 1 CAR
Quick Access
What would you like to do?
Account opening in 10 minutes at any branch
Our Products
Banking Solutions for Every Need
Practical financial products crafted for individuals, traders, cooperatives, schools, churches, and agri-based communities across Rwanda.
Build lasting financial security with four dedicated savings products — from everyday current accounts to disciplined long-term deposits. All accounts open in 10 minutes at any branch.
Amasezerano Community Banking — Est. 2006
A Christian Bank Built to Serve Rwanda
Licensed by BNR, ACB has delivered inclusive financial services to families, cooperatives, schools, churches, and traders across 7 branches since 2006.
2006
Founded
7
Branches
12%
Tier 1 Ratio
0.44%
NPL Ratio
About Us
A Community Bank Built on Christian Principles
Amasezerano Community Banking PLC has served Rwandans since 2006 with a clear mission: financial inclusion rooted in integrity, purpose, and service excellence.
We are regulated by BNR with a Tier 1 ratio of 12% and NPL ratio of 0.44%, and operate from 7 branches bringing accessible banking to communities across Rwanda.
BNR Licensed
Regulated with strong compliance and transparent governance.
Community First
Serving families, traders, cooperatives, churches, and schools.
Financial Strength
12% Tier 1 ratio and 0.44% NPL ratio in current disclosures.
Christian Mission
Purpose-driven banking aligned with integrity and community values.
Our Leadership
Meet Our Leadership Team
Experienced leaders guiding ACB's mission of financial inclusion and Christian values.
Leadership
Eugene NTARINDWA
Chairman of the Board
Finance and accounting professional with over 15 years of experience in financial management, taxation, and administration across public and private sectors in Rwanda. Eugene specializes in financial reporting, audit, revenue management, and corporate finance, with a strong focus on compliance and performance. He has held key leadership roles including Finance and Administration Manager at BK Techouse (BK Group Plc), Director of Finance and Administration at the Road Maintenance Fund, and Audit Team Leader at the Rwanda Revenue Authority. Currently a consultant in taxation and finance, he also serves as Chairman of Rapid Support Finance. Holds a Master’s degree in Finance and Accounting from the University of Kigali and a Bachelor’s degree in Accounting.
Leadership
Francis Nsengiyumva
Board Member | Chairperson, Board Governance and Finance Committee
distinguished finance and corporate governance professional with over 18 years of experience steering organizational growth across public and private sectors in East and Central Africa. Francis is specialist in strategic planning, corporate governance, financial management, and large-scale project coordination – he brings a rigorous approach to institutional oversight and accountability. Has held senior leadership roles including SPIU Coordinator, Chief Finance Officer, General Manager, and Director. Has also served on the boards of Financial institutions such as Cogebank Plc and Prime Insurance. Holds a bachelor’s degree in Accounting Sciences and Master of Science in Economic Policy and Finance from the University of London (SOAS).
Leadership
Angel Gwiza
Board Member
Product manager and design research leader with a strong background in digital health, user experience, and product development across Africa. Experience at Babyl Health Rwanda, Resolve to Save Lives, and YUX Design East Africa. Holds a Bachelor's degree in Computer Science from Glasgow Caledonian University.
Leadership
Busingye Barbara
Board Member
Highly experienced banking and financial services professional with over 25 years of leadership across major institutions in Rwanda, including Bank of Kigali and Ecobank. Specializes in retail banking operations, credit management, SME financing, and strategic business development. Has held senior roles such as Head of Retail Branch Network & Operations, Corporate Banking Manager, and Branch Manager. Holds a Master's Degree in Economic Policy Management from Makerere University.
Leadership
Musirikare Michel
Board Member
Seasoned finance and nonprofit executive with over 25 years of leadership experience across nonprofit, public, and banking sectors. Currently serves as Executive Director of Health Builders Rwanda. Has held senior roles in finance and administration, including with USAID-funded programs, RALGA, and the Office of the Auditor General. Holds a Bachelor's degree in Economics and ACCA certification.
Leadership
Nkurunziza James
Board Member
Seasoned public administration and social security professional with over 20 years of experience. Currently serves as Director of Enforcement and Debt Recovery at Rwanda Social Security Board (RSSB). Previously Director of Pension Unit and Provincial Coordinator. Holds a Master's degree in Public Administration and Management from the University of Rwanda.
Leadership
Parfait Bizimana
Board Member
Dynamic finance professional with strong expertise in financial analysis, risk management, and business operations. Currently serves as a Financial Analyst at Sterling Bank & Trust. Also serves as Treasurer at Alliance Française de Detroit and Board Manager at Oakwood Friends School. Holds an MBA and a Bachelor's degree in Finance from Niagara University.
Leadership
Patrick Hodari
Board Member
Accomplished Rwandan legal professional with over a decade of experience in corporate law, legislative drafting, and regulatory compliance. Currently serves as Head of Legal & Company Secretary at SONARWA Life Assurance Company. Has held senior legal roles at Energy Development Corporation Ltd and the Rwanda Law Reform Commission. Also serves as an Assistant Lecturer in law. Holds a Master of Business Law.
Leadership
Ange Ingabire
Acting Head of Finance
Finance and accounting professional with over 10 years of experience in financial management, reporting, and compliance across banking and microfinance sectors in Rwanda. Ange specializes in financial analysis, budgeting, audit, and regulatory compliance, with a strong focus on accuracy and organizational performance. She currently serves as Acting Director of Finance and Chief Accountant at Amasezerano Community Banking PLC and is a co-founder of CIC Microfinance. Holds a CPA qualification from KASNEB, a Bachelor’s degree in Accounting from Kigali Independent University, and is pursuing a Master’s degree in Finance.
Leadership
Bitanga Gerald
Head of Corporate Services
A dedicated Head of Corporate Services with strong experience in managing HR, administration, and operational functions. Focused on ensuring smooth internal processes, supporting organizational goals, and maintaining efficiency across all corporate services.
Leadership
Eraste Nsengiyumva
Managing Director
Eraste NSENGIYUMVA is a seasoned banking professional with over 16 years of progressive experience in the financial sector, demonstrating strong leadership and strategic expertise across multiple key functions. He has held senior roles including Branch Manager, Head of Credit & Recovery and Head of Business & Operations, where he consistently drove performance, strengthened operational efficiency, and enhanced portfolio quality. Since October 2020, he has been serving as ACB Plc Managing Director, providing visionary leadership and steering organizational growth and sustainability. Backed by a Master’s Degree in Business Administration, Eraste combines academic knowledge with extensive practical experience to deliver impactful results and foster institutional excellence.
Results as of 31st December 2025
Capital Strength & Credit Risk
Key disclosure indicators from the most recent reporting period, including capital and credit-risk ratios.
Core Capital (Tier 1)
FRW 838,604,000
Supplementary (Tier 2)
FRW 446,800,000
Total Capital
FRW 1,285,404,000
Risk Weighted Assets
FRW 6,513,403,974
Capital Adequacy Ratios
12%
Tier 1 Ratio
14%
Total Capital Ratio
BNR min Tier 1: 10%
Total Equity to Total Assets: 14%
Portfolio Quality
Branch Network & Reach
7
Branches
5
Provinces
20+
Yrs Active
Source: Audited Financial Statements as of 31st December 2025 — View full reports
Testimonials
What Our Clients Say
Real stories from community members, traders, churches, and families who bank with ACB.
“ACB's CURUZA loan helped me expand my market stall into a proper shop. The process was quick and the staff were genuinely supportive every step of the way!”
Marie Uwimana
Small Trader, Kicukiro
Service Charter
Our Promise to You
Transparent turnaround standards so you always know what to expect when you bank with ACB.
Complaint acknowledgment
Immediate by call center/branch, 1 business day by website/email
Account opening
10 minutes
Withdrawal
5 minutes
Passbook issuance
Same day
Loan clearance certificate
3 hours
Mobile banking registration
Same day
Get in Touch
We'd Love to Hear From You
Have a question about our products, or ready to open an account? Fill in the form and our team will respond within one business day.
Get Started Today
Ready to Open Your Account?
Visit any of our 7 branches or contact us directly. Account opening takes as little as 10 minutes.